Today’s guest is Lisa Clements.
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Today’s Guest
Lisa Clements
Lisa Clements is the Founder of Clear Springs Wealth. Lisa helps single women transform their financial futures through personalized, relatable financial planning — addressing the unique challenges that so many traditional advisors completely miss. She brings both professional expertise and personal experience as someone who has independently built significant wealth as a single woman.
- Lisa Clements | Website | Instagram | LinkedIn | Email: lisa@clearspringswealth.com
We dig into why Lisa believes girls need the same expectation boys often get by default: get a job in high school, start managing your own money, and make your money mistakes while you’re still under your parents’ roof — not for the first time in a college dorm. Lisa shares stories from her own family and client work about what happens when daughters are — or aren’t — brought into financial conversations early, including why opening up the family budget at 14 can build confidence instead of anxiety, four decision-making frameworks she teaches to help kids navigate money choices, and practical ways to raise daughters who advocate for themselves — with money and beyond.
You’ll Learn – Key Takeaways:
- Give her the job. Just like sons, daughters benefit from working in high school — it’s low-stakes practice with money while parents can still guide and course-correct.
- Transparency builds confidence, not anxiety. Opening the family budget to teens (with the right framing) helps them understand trade-offs without carrying adult stress.
- Decision frameworks matter as much as financial literacy. Knowing what a savings account is isn’t enough — kids need tools like the Timeline Test and Future Self Test to actually make good decisions under pressure.
- Watch what you model, not just what you say. If mom defers every money decision to dad, daughters absorb that pattern regardless of what’s said out loud.
- Advocacy is a financial skill. Practicing self-advocacy with a teacher, coach, or friend is training for negotiating a salary or asking a financial advisor hard questions later in life.
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Thanks to Lisa for joining me this week!
In case you missed it, make sure to catch up on the last episode “Episode 84: Money Is a Game: Are You Teaching Your Kids the Right Rules? | Rebecca Irey”!

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